Man, you people are a bunch of kindred souls as far as being cheap, er, I mean fiscally responsible - how refreshing! I get so tired of being Jack Benny, where everyone accuses me of being cheap! Actually, I do sort of take a page from his book and use it as my schtick. But can you believe how many people think being frugal is a BAD thing? Yes, I know, they are probably talking about being Ebenezer Scrooge, not the reasonable measures taken by most of us here. Anyway, thanks for understanding!
But that's only half the equation, and I definitely need help on the investing side, since I am one of those people who wishes I didn't have to deal with money. Plus investing has always seemed too Las Vegas-like for my tastes. Anyway, I am sure you will help me improve.
Finally someone understands me! Yay!
January 3rd, 2008 at 05:56 pm
January 3rd, 2008 at 06:09 pm 1199383792
ummm... I mean Ralph, I felt the same way upon coming across Saving Advice!! Wow - here's where the other of my species hangs out!
On investing, yes, it can feel rather gamblish, but some self-prescribed reading can help you feel better about it, and some automated investing program can get you over the hump of always having to deal with it. Most brokerages nowdays have it where you can 'Set It and Forget It.' Or at least until you do a yearly 'realignment' of your
asset allocations.
January 3rd, 2008 at 06:17 pm 1199384257
Just recently, my younger son was discussing with his brother the concept of having to put a car on credit. I chimed in and said that if people just saved that money every month after the car was paid off, that they could pay for a car in cash in the future. My son said, you are a rare breed Mom. I don't know anyone who can do what you do. I said and I know a lot of people who do just as I do. It all depends on who we want to hear and who we hang out with. This site validates your own thinking and the proof is in the pudding. Just hang in there.
January 3rd, 2008 at 06:25 pm 1199384742
January 3rd, 2008 at 06:30 pm 1199385050
January 3rd, 2008 at 06:42 pm 1199385745
January 3rd, 2008 at 06:58 pm 1199386720
January 3rd, 2008 at 07:25 pm 1199388315
Ahhh, now I know why people in this forum are so nice. Because most of you are not financially stressed, or have goals to work on. We have a saying in Japan, "Riches don't fight." When people have no financial worries, they're happier. Even when they get into trouble, they have enough money to solve the problem.
So, we should be happy to be called "cheap" I guess LOL
January 3rd, 2008 at 10:16 pm 1199398598
"Ahhh, now I know why people in this forum are so nice. Because most of you are not financially stressed, or have goals to work on. We have a saying in Japan, "Riches don't fight." When people have no financial worries, they're happier. Even when they get into trouble, they have enough money to solve the problem."
I think there are a lot of people like me that ARE financially stressed, and we came here in desperation. But thank goodness that you long time practitioners of financial sanity are here to help us. I plan to bore you all with all the reasons I wound up in this boat, but only as a way of trying to deal with my problem. That river in Egypt (De Nile) has just killed me for quite a few years now!
January 4th, 2008 at 03:10 am 1199416246
However, having support on this has been so uplifting that I do what I can to help preserve and contribute to it.
And thus, I behave.