It has gotten to the point where I hate to see the holidays coming because it means going deeper into debt every year. So I can't set aside money to pay for Christmas Future because I am still paying for Christmas Past and Present. And I can see it in my FICO score, which has a seasonal pattern, dipping around the holidays, recovering slowly throughout the year, and then repeating the cycle by dropping sharply at year end again.
I think we have done marginally better thus year, but it's still bad. OK, I guess I'm done venting, I just wanted to get in that part about how still paying for Christmas Past is no fun.
Paying for Christmas Past, Present, and Future - a Christmas Carol
January 8th, 2009 at 11:08 pm
January 8th, 2009 at 11:46 pm 1231458369
January 9th, 2009 at 04:05 am 1231473913